We understand that every client has unique financial needs and goals. Our tailored portfolios are designed to align with your specific objectives, providing high quality investments and personalized investment advice for effective income planning.
Your tailored portfolio of high quality investments is monitored daily, and we conduct a formal review every quarter to provide investment advice, including an update and recommendations for change when necessary, ensuring effective income planning.
Our aim is to get to know you and provide investment advice that is in your best interest, helping you achieve high quality investments that enhance your financial security. We focus on income planning to ensure that our recommendations put you in a better and more secure financial position. Each year, we conduct a thorough review to catch up, answer questions about your tailored portfolios, and discuss how your investments align with your overall financial goals.
Our tailored portfolios include a mix of high quality investments such as government bonds, corporate debt, and property private credit funds. This diversification across different asset classes is essential for effective income planning, helping to mitigate risk while enhancing returns through informed investment advice.
We partner with a variety of experienced managers, each with their own management style. This diversity in management ensures a balanced approach to your investments, allowing us to provide high quality investments that cater to your income planning needs. By incorporating diverse strategies, we can offer investment advice that helps in creating tailored portfolios, ultimately reducing the risk associated with any single management strategy.
We select high quality investments, specifically highly rated investment funds, that aim to provide a better rate of return than what you can achieve through Savings Accounts & Term Deposits. Through effective income planning, we target returns that exceed the RBA rate by 4%. Our investment advice ensures that you have access to tailored portfolios that focus on higher earning quality assets available in the market.
Income Initiatives is the trading name of Wealth Initiatives Pty Ltd ASFL#509563, a Financial Planning practice situated in Adelaide, South Australia. The investment advice provided will be delivered by Wealth Initiatives.
Our advice is crafted with your best interests in mind and is designed to enhance your current financial position. We take the time to understand your goals, the high-quality investments you wish to pursue, and what you are willing to do to achieve them.
Our purpose is to help you with income planning by advising and implementing strategies, insurance, and investments that will assist you in saving tax, increasing, and protecting your wealth.
With our expertise in all areas of Financial Planning, we can provide tailored portfolios that align with your aspirations. Once we understand your current situation and your financial objectives, we can recommend appropriate strategies that will significantly improve your personal financial position and bring you closer to achieving your goals.
The first step in your financial planning journey is to meet your Financial Planner, Michael Farmer.
We offer a no-obligation introductory 15-minute appointment to connect with Michael via phone or video call. This is a chance for you to get to know your adviser, understand the advice process we follow, and determine if we can assist you.
From that initial call, you'll gain clarity on whether we can help you, and if you're interested in moving forward, we'll outline the pathway for our advice process to proceed.
Go on, take action to enrich yourself.
